Financing Solutions for Every Need
Six CBK-regulated products covering businesses and employees across Kenya.
Invoice Factoring
Invoice Factoring (also known as Invoice Discounting) is a short-term financing solution where your business sells outstanding invoices to Lasiri Capital in exchange for immediate cash - without waiting 60, 90, or 120 days for customers to pay.
- Up to 80% advance against approved invoices
- Funding typically within 72 hours of invoice verification
- Improved cash flow without taking on traditional debt
Supply Chain Financing
Supply Chain Financing provides businesses with access to working capital to support their supply chain. Whether you are a supplier awaiting payment, a contractor awaiting project milestone payments, or a buyer looking to extend payment terms - Lasiri Capital has flexible solutions.
- Purchase Order Financing - fund production or procurement before delivery
- Contract Financing - financing awarded contracts.
- Supplier Finance - allow buyers to extend terms while suppliers get paid early
Payroll Lending
Payroll Lending is a structured loan product delivered through employers. Lasiri Capital partners directly with employers who offer the product as a financial wellness benefit. Repayment is handled through automatic payroll deduction - low-risk for the lender, convenient for the borrower.
- Employee loan limits set based on net salary
- Repayment via automatic payroll deduction
- No impact on the employer's balance sheet
Insurance
Protect your business against unforeseen risks with Lasiri Capital's tailored insurance solutions. Through our licensed insurance agency and partnerships with leading insurers, we provide comprehensive insurance cover for businesses, trade transactions, assets, employees, and individuals. We work closely with our clients to understand their needs and arrange competitive insurance solutions that safeguard their operations and support long-term growth.
- Licensed insurance agency with partnerships across leading insurers
- Cover for businesses, trade transactions, and assets
- Employee and individual insurance solutions
Guarantees
Lasiri Capital facilitates guarantee solutions that help businesses meet contractual obligations, participate in tender opportunities, and enhance credibility with customers, suppliers, and business partners. Our guarantee products provide assurance to beneficiaries while enabling businesses to pursue new opportunities with confidence.
- Helps businesses meet contractual obligations
- Enables participation in tender opportunities
- Enhances credibility with customers, suppliers and partners
Sharia Compliant Financing
Lasiri Capital offers Sharia-compliant financing products structured in accordance with Islamic finance principles - specifically for individuals and businesses who require financing solutions that do not involve conventional interest (riba). Products are structured using recognised Islamic finance contracts.
- Interest-free financing structure - no riba
- Available for business and personal financing needs
- Structured using recognised Islamic finance contracts (Murabaha, Ijara)