"Lasiri Capital helped us turn 90-day invoices into same-week cash. Our supply chain has never been healthier."
JM
James Mwangi
CEO, BuildRight Kenya Ltd
Financing Growth.
Empowering Businesses.
Supporting Employees.
Lasiri Capital delivers innovative, CBK-regulated financial solutions from invoice factoring to payroll-linked lending built for Kenyan businesses and their people.
CBK
Licensed & Regulated
72hr
Typical Approval Time
6
Financing Products
Our Financing Solutions
Products Built for Kenyan Businesses
From releasing cash locked in invoices to empowering employees with affordable credit Lasiri Capital has a solution for every stage of your business.
Invoice Factoring
Invoice Factoring (also known as Invoice Discounting) is a short-term financing solution where your business sells outstanding invoices to Lasiri Capital in exchange for immediate cash - without waiting 60, 90, or 120 days for customers to pay.
- Up to 80% advance against approved invoices
- Funding typically within 72 hours of invoice verification
- Improved cash flow without taking on traditional debt
Apply for Invoice Factoring
Supply Chain Financing
Supply Chain Financing provides businesses with access to working capital to support their supply chain. Whether you are a supplier awaiting payment, a contractor awaiting project milestone payments, or a buyer looking to extend payment terms - Lasiri Capital has flexible solutions.
- Purchase Order Financing - fund production or procurement before delivery
- Contract Financing - financing awarded contracts.
- Supplier Finance - allow buyers to extend terms while suppliers get paid early
Apply for Supply Chain Financing
Payroll Lending
Payroll Lending is a structured loan product delivered through employers. Lasiri Capital partners directly with employers who offer the product as a financial wellness benefit. Repayment is handled through automatic payroll deduction - low-risk for the lender, convenient for the borrower.
- Employee loan limits set based on net salary
- Repayment via automatic payroll deduction
- No impact on the employer's balance sheet
Partner With Lasiri
Insurance
Protect your business against unforeseen risks with Lasiri Capital's tailored insurance solutions. Through our licensed insurance agency and partnerships with leading insurers, we provide comprehensive insurance cover for businesses, trade transactions, assets, employees, and individuals. We work closely with our clients to understand their needs and arrange competitive insurance solutions that safeguard their operations and support long-term growth.
- Licensed insurance agency with partnerships across leading insurers
- Cover for businesses, trade transactions, and assets
- Employee and individual insurance solutions
Enquire About Insurance
Guarantees
Lasiri Capital facilitates guarantee solutions that help businesses meet contractual obligations, participate in tender opportunities, and enhance credibility with customers, suppliers, and business partners. Our guarantee products provide assurance to beneficiaries while enabling businesses to pursue new opportunities with confidence.
- Helps businesses meet contractual obligations
- Enables participation in tender opportunities
- Enhances credibility with customers, suppliers and partners
Apply for a Guarantee
Sharia Compliant Financing
Lasiri Capital offers Sharia-compliant financing products structured in accordance with Islamic finance principles - specifically for individuals and businesses who require financing solutions that do not involve conventional interest (riba). Products are structured using recognised Islamic finance contracts.
- Interest-free financing structure - no riba
- Available for business and personal financing needs
- Structured using recognised Islamic finance contracts (Murabaha, Ijara)
Apply for Sharia Compliant Financing
Why Lasiri Capital
Stretching Financial Limits for Kenyan Businesses
We're not a traditional bank. We're a technology-enabled, CBK-regulated fintech built from the ground up to serve SMEs, employers, and employees across Kenya.
CBK Licensed
CBK Licensed
Fully regulated and compliant with Central Bank of Kenya requirements.
Fast Processing
Quick decisions and disbursements so you never miss an opportunity.
Flexible Financing
Tailored solutions for every stage and size of Kenyan business.
SME Focused
Built specifically for the realities of Kenyan SMEs and employers.
Employer Partnerships
Payroll-linked products that improve employee financial wellness.
Dedicated Support
A real team dedicated to helping you access the right product.
Interactive Tools
See What You Could Qualify For
Use our free calculators to estimate your funding or repayments - no registration required.
Invoice Factoring Calculator
Estimate your advance and fees
Payroll Lending Calculator
Check-off loan via your employer
Indicative estimates only. Rates configured by Lasiri Capital admin panel.
Client Stories
Trusted by Businesses Across Kenya
Real results for real Kenyan businesses from SMEs unlocking invoice cash to employers bringing financial wellness to their teams.
"The payroll lending programme has reduced absenteeism and improved morale across our 200-person workforce."
AH
Amina Hassan
HR Director, Savanna Logistics
"As a Muslim business owner, finding Sharia-compliant financing in Kenya was a challenge - Lasiri Capital solved it."
YK
Yusuf Kariuki
Managing Director, Al-Nour Trading Co.
Our Partners & Regulators
Lume Solutions
Get Started
Ready to Stretch Your Financial Limits?
Apply online in minutes, or speak to our team to find the right product for your needs.